Renting a car is a convenient and common practice, especially for travelers or those in need of temporary transportation. However, accidents can happen at any time, and understanding your rights and responsibilities after an accident in a rental car is important. In North Dakota, as in other states, the legal landscape for rental car accidents involves specific considerations. Let’s shed some light on what you need to know if you find yourself injured in an accident involving a rental car.
Injured in an Accident in a Rental Car: Your Rights and Responsibilities
The immediate aftermath of an accident is often chaotic and disorienting. Regardless of whether you are in a rental car or your own vehicle, prioritize safety. Check for injuries, call for medical assistance if needed, and move to a safe location if possible. Once everyone is safe, it’s important to contact local law enforcement to report the accident.
In the case of an accident involving a rental car, one of your first responsibilities is to notify the rental company properly. The rental agreement typically outlines the specific procedures to follow in case of an accident. Failure to report the accident promptly could complicate matters and affect your rights, so be sure to comply with the rental company’s guidelines.
Rental car agreements also often include insurance options. Before renting a car, make the effort to understand the insurance coverage provided by the rental company. This may include liability coverage, collision damage waivers, and comprehensive coverage. Additionally, your personal auto insurance policy may extend some coverage to rental cars. Understanding these coverages is essential for determining your rights and potential sources of compensation after an accident.
North Dakota drivers are required to carry Personal Injury Protection (PIP) coverage as part of their auto insurance. This no fault insurance coverage can provide medical expense coverage and wage loss benefit, regardless of who is at fault in an accident. If you’re injured in a rental car, your PIP coverage may apply, offering a source of immediate financial assistance for medical expenses and lost wages.
If another party is at fault in the accident, you may have the right to pursue a personal injury claim against them. This holds true even if you are driving a rental car. While the rental company’s insurance may cover damages to the vehicle, a third-party liability claim can address your personal injuries and related losses. Consulting with a personal injury attorney can help you understand the options available in pursuing compensation.
Regardless of the circumstances, seeking prompt medical attention is critical after an accident. Delaying medical treatment can not only jeopardize your health, but may also impact the strength of your personal injury claim. Keep thorough records of your medical treatment, including doctor visits, prescriptions, and any other relevant information.
Contact Our Experienced North Dakota Law Firm
Being involved in an accident in a rental car can be a daunting experience, but understanding your rights and responsibilities is key to navigating the aftermath. Got questions? At Pringle & Herigstad, we’ve got answers. Contact us today.
