What are the Insurance Company’s Responsibilities?

In a no-fault state like North Dakota, you’re going through your own provider to get compensation following a crash. While you expect them to be there for you in your time of need, there are many times in which they fail to provide the compensation you need for one reason or another.

Insurance companies have specific responsibility by which they must abide after a car accident. If they fail to follow these obligations, they’re considered to be acting in bad faith, and you may have additional legal action that is required to pursue compensation.

The insurance company must do the following after a collision:

  • They must fully investigate the claim fairly and justly without discrimination. If an insurance company doesn’t fully investigate a claim and denies it, they’re acting out of their obligations.
  • They must not delay the process in hopes of getting you to accept a much lower settlement. The more they delay the process, the harder they make it to endure the financial hardships that arise.
  • They must act without discrimination, so they cannot use your age, race, gender, or other characteristic against you when making a decision regarding your claim.

When an insurance company does not abide by the policy with which they initially agree, they may face legal action. You are able to work with a legal professional to determine what rights you have and how you can pursue compensation, especially when bad faith is present.

Working with a Lawyer to Protect Your Rights

In situations where insurance companies stray away from their obligations, they may face legal action. You have the right to have legal representation through the complex matters, working with someone who has helped others in a similar situation obtain compensation.

At Pringle & Herigstad, P.C., we’re here for you every step of the way. Our North Dakota car accident attorneys work hard to help you understand your rights and deal with the insurance company on your behalf, so you know your best interests are safeguarded every step of the way.

Call our firm today at (855) 245-5100.

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